Privacy Policy
Last updated: February 2026
At my-money.ai, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.
1. Information We Collect
We collect information you provide directly, including your name, email address, and financial account details you choose to connect. We also collect usage data such as how you interact with our dashboard, features you use, and your preferences.
2. How We Use Your Information
We use your information to provide and improve our services, including: displaying your financial dashboard, categorizing transactions using AI, generating personalized insights and recommendations, and processing your account and billing.
3. Third-Party Services
We use Plaid Technologies to connect your bank accounts securely. Plaid's use of your data is governed by their own privacy policy. We do not sell your personal or financial data to any third party.
4. Data Security
We implement bank-level security measures including 256-bit AES encryption for data at rest, TLS 1.3 for data in transit, and follow SOC 2 Type II compliance standards. Your data is stored in secure, encrypted databases.
5. Cookies
We use essential cookies to maintain your session and preferences. We do not use third-party tracking cookies for advertising purposes.
6. Your Rights
You have the right to access, correct, or delete your personal data at any time. You can export all your data or request complete account deletion from your account settings.
7. Data Retention
We retain your data for as long as your account is active. If you delete your account, all personal data is permanently removed within 30 days.
8. Contact Us
If you have questions about this Privacy Policy, please contact us at privacy@my-money.ai.